Contractor’s All Risk Insurance


Contractor’s All Risks Insurance (CARI) covers buildings and civil engineering projects during construction against accident resulting in loss, or damage or destruction of materials, works in progress, construction plant and equipment and construction machinery. Perils covered under this plan are fire, lightning, explosion, earthquake, landslide, tsunami, storm, typhoon, flood, negligence, malicious act, human error, theft and burglary.


Example of construction projects are the following:


  • Residential Houses & Condominiums
  • Office Buildings & Commercial Buildings
  • Hospitals
  • Schools


  • Roads
  • Bridges
  • Piers
  • Dams
  • Water Supply and Drainage Systems


  • Factories
  • Power Plants

Third Party Liability

Third Party Liability is also included arising out of the execution of buildings or structure.

Disclaimer : The Underwriting Department has the option to accept or decline an application, or limit the company’s maximum amount of acceptance or limit the amount of coverage.

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