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About Us

Insurance for all seasons, all reasons.

Established on August 31, 1964 and licensed by the Insurance Commission on October 14, 1964, Western Guaranty Corporation has grown from 8 employees and 10 agents to 80 human resources and over a hundred representatives nationwide. After almost half a century, Western Guaranty is now one of the largest, most credible, and stable non-life insurance companies in the Philippines.

We have the expertise, experience, dedication and the heart to provide you with the peace of mind and the guaranty to take care of your needs at a time you need it most – the highest level of genuine care and service that you won’t find anywhere else. You can let go of all your worries when you are covered with Western Guaranty Corporation.

Download Company Profile (PDF)


To be the Country’s Most Stable and Trusted Non-Life Insurance Provider.


A Service Oriented Organization that values Genuine Relationship to all its Stockholders

Passionate and Committed to expand Distribution Network and Innovate Products that will be Accessible and Affordable to Everyone.

Board of Directors

Chairman Levy Edwin C. Ang


  • Choa Siu Tin
  • Lawrence Eric C. Ang
  • Choa Chi Kun
  • Maria Joselita L. Ang
  • Caesar R. Certeza
  • Melvin A. Matibag

Management Team

  • Choa Siu Tin President

  • Clarita N. Chua Executive Vice President & General Manager

  • Lawrence Eric C. Ang Vice President - Treasurer

  • Johnson M. Kwan Vice President - Underwriting

  • Bernard Gerard M. Reyes Vice President - Marketing

  • Elsa R. Reblora Vice President - Surety & Administration

  • Teresita N. Vergara Vice President - Comptroller

  • Wilfredo S. Magno Asst. Vice President - Fire, Microinsurance & Reinsurance

  • Carmelita M. Pestanio Asst. Vice President - Accounting

  • Lourdes C. Yu Asst. Vice President - Miscellaneous Casualty

  • Jericho A. Alcantara Manager - Micro Health

  • Apolinario P. Manguiat Manager - Claims

  • Baltazar A. Milanes Manager - Laguna Branch

  • Lester A. Lim Manager - Cebu Branch

  • Zalde P. Hernaez Manager - Davao Branch

  • Michael A. Viñas Asst. Manager - Motor Car Underwriting

  • Mary D. Ong Asst. Underwriter - Marine

WGC’s policies and implementing rules are consistent with its By Laws (PDF) and Articles of Incorporation (PDF).

1. Stockholders – SEC (PDF); General Information Sheet (PDF)
2. Board of Directors – Board Governance (PDF)
3. Board Committees – Board Committees (PDF)
4. Management – List of Officers (See list) ; Table of Organization (PDF)
5. External Auditor – 2014 Independent Auditor’s Report (PDF)
6. Employees – Code of Ethics and Discipline (PDF); Retirement Plan (PDF); DOLE GLS Compliance (PDF)

Part A : Rights of Shareholders (PDF)
Part B : Equitable Treatment of Shareholders (PDF)
Part C : Role of Stakeholders (PDF)
Part D : Disclosure and Transparency (PDF)
Part E : Responsibilities of the Board (PDF)
Bonus (PDF)
Penalty (PDF)

Corporate Governance Manual (PDF)
2014 WGC Annual Report (PDF)
Notice of AGM (PDF)

The annual meeting of stockholders of Western Guaranty Corporation was held on December 19, 2014 at 04:00 p.m., at Suite 508 BPI Office Condominium Building, Plaza Cervantes, Binondo, Manila.

2014 Minutes of the Annual Meeting of the Stockholders (PDF)

The annual organizational meeting of the board of directors of Western Guaranty Corporation was held on December 19, 2014 at 06:00 p.m., at Suite 508 BPI Office Condominium Building, Plaza Cervantes, Binondo, Manila.

2014 Minutes of the Organizational Meeting of the Board of Directors (PDF)

WGC Financial Statement 2015 (PDF)
Certificate of No Pending Claim 2016 (PDF)
Certificate of Authority 2016 (PDF)

Envision your career growth with us. We invest on talents committed to social involvement in a service-oriented organization that values Genuine Relationship to all its Stakeholders.

We offer broad opportunities that contribute to your career growth and success. Be a part of our team now!