Insurance for all seasons, for all reasons.


Established on August 31, 1964 and licensed by the Insurance Commission on October 14, 1964, Western Guaranty Corporation has grown from 8 employees and 10 agents to 80 human resources and over a hundred representatives nationwide. After almost half a century, Western Guaranty is now one of the largest, most credible, and stable non-life insurance companies in the Philippines.

We have the expertise, experience, dedication and the heart to provide you with the peace of mind and the guaranty to take care of your needs at a time you need it most – the highest level of genuine care and service that you won’t find anywhere else. You can let go of all your worries when you are covered with Western Guaranty Corporation.

Western Guaranty Corporation成立於1964年8月31日,並於1964年10月14日獲得保險委員會(IC)的批准。近半個世紀以來,Western Guaranty Corporation已成為規模最大,最可靠,最穩定的非壽險公司之一。保險公司。我們擁有專業知識,經驗,奉獻精神和內心,讓您高枕無憂,確保您在最需要的時候滿足您的需求。您將無法在其他地方找到最高級別的實際護理和服務。當您被Western Guaranty Corporation所覆蓋時,您可以放下所有後顧之憂。


To be the Country’s Most Stable and Trusted Non-Life Insurance Provider.



A Service Oriented Organization that values Genuine Relationship to all its Stockholders.

Passionate and Committed to expand Distribution Network and Innovate Products that will be Accessible and Affordable to Everyone.


Board of Directors


Levy Edwin C. Ang


Choa Siu Tin
Matthew Joseph L. Ang

Maria Joselita L. Ang
Geronimo B. Halili

Choa Chi Kun
Caesar R. Certeza


Choa Siu Tin

Maria Joselita L. Ang

Clarita N. Chua
Executive Vice President
& General Manager

Johnson M. Kwan
Vice President – Underwriting

Bernard Gerard M. Reyes
Vice President – Marketing
& Business Development

Lourdes C. Yu
Vice President – Personal Accident
& Miscellaneous Casualty

Carmelita M. Pestanio
Asst. Vice President – Accounting

Apolinario P. Manguiat
Asst. Vice President – Claim

Robert M. Agustin
Manager – MIS

Rowena E. Aninag
Manager – Bonds

Lester A. Lim
Manager – Cebu Branch

Edgardo M. Tello
Manager – Dagupan Branch

Francisco Palacios, Jr.
OIC – Cagayan de Oro City Branch

Elsa R. Reblora
Corporate Secretary
Vice President – Surety & Administration

Teresita N. Vergara
Vice President – Comptroller

Ruben G. Oandasan
Vice President – Branch Operations
& Agency Development

Roberto C. Angeles
Vice President – Makati Business Center

Wilfredo S. Magno
Asst. Vice President – Fire,
Microinsurance & Reinsurance

Arthur U. Bulan
Asst. Vice President – Region Head
for North Luzon

Baltazar A. Milanes
Manager – Laguna Branch

Zalde P. Hernaez
Manager – Davao Branch

Erlan Antonius F. Gerangaya
Manager – Bacolod Branch

Michelle D. Camandero
Manager – Iloilo City Branch

Felix Tabogoc
OIC – Samar Satellite Office

WGC’s policies and implementing rules are consistent with its By Laws (PDF) and Articles of Incorporation (PDF).


1. Stockholders – SEC (PDF); General Information Sheet (PDF)
2. Board of Directors – Board Governance (PDF)
3. Board Committees – Board Committees (PDF)
4. Management – List of Officers (See list) ; Table of Organization (PDF)
5. External Auditor – 2014 Independent Auditor’s Report (PDF)
6. Employees – Code of Ethics and Discipline (PDF); Retirement Plan (PDF); DOLE GLS Compliance (PDF)

Corporate Governance Manual (PDF)
2014 WGC Annual Report (PDF)
Notice of AGM (PDF)

The annual meeting of stockholders of Western Guaranty Corporation was held on December 19, 2014 at 04:00 p.m., at Suite 508 BPI Office Condominium Building, Plaza Cervantes, Binondo, Manila.

2014 Minutes of the Annual Meeting of the Stockholders (PDF)

The annual organizational meeting of the board of directors of Western Guaranty Corporation was held on December 19, 2014 at 06:00 p.m., at Suite 508 BPI Office Condominium Building, Plaza Cervantes, Binondo, Manila.

2014 Minutes of the Organizational Meeting of the Board of Directors (PDF)

WGC Financial Statement 2018 (PDF)
Certificate of No Pending Claim 2019 (PDF)
Certificate of Authority 2019 (PDF)

Envision your career growth with us. We invest on talents committed to social involvement in a service-oriented organization that values Genuine Relationship with all its Stakeholders.

We offer broad opportunities that contribute to your career growth and success. Be a part of our team now!

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