(02) 8241 7401 11/F ETY Building, 484 Quintin Paredes St., Binondo, Manila customercare@westernguaranty.ph
Perils Covered
(For properties of all qualified members of the household within the declared premises)
• Fire & Lightning
• Earthquake Fire/Shock
• Typhoon/Flood
• Extended Coverage
• Malicious Damage (Caused by Riots/Strikes)
• Broad Water Damage
• Robbery/Burglary (Limited to 10% of Insurance Coverage of house contents only)
Personal Accident Insurance
• Accidental Death and Disablement for the Insured and/or Spouse up to age 65
• Accidental Death for each child (single) below 21 years old who is still living with the insured (max. of 2).
• Accidental Death and Disablement for each Household Help up to age 65, if any. (Max. of 2)
• Bereavement Benefit for the Insured/Spouse up to age 65, only caused by Natural Illness
• Burial Assistance for the Insured/Spouse up to age 65, caused by accident
Comprehensive General Liability Insurance (Liabilities to Third-Party)
• Bodily injury per person
• Property Damage per accident
• Combined Aggregate Limit (CSL) for BI/PD
Animal Bites Expense
for pet Dog and Cat bites to Third-Party while within the Insured’s premises
Other Insuring Conditions
- Effectivity date of the Policy shall commence upon receipt of the duly accomplished Application Form and issuance of the Policy.
- All policies with P5.0 million and below the value of the Sum Insured can be issued immediately upon receipt of the duly accomplished Application Form.
- All premium payments received in advance without an issued policy but submitted the accomplished Application Form, shall be subject to this clause: WARRANTED NO LOSS UPON RECEIPT THEREOF.
- All policies with a Sum Insured over P5.0 million shall be subject to submission of the latest survey report.
- Applicable to all CLASS A RESIDENTIAL RISK ONLY.
For more information on Comprehensive Household Insurance Package, kindly click the button below.
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